3.875% Interest Rate | 4.561% APR
Regulated by Oregon Division of Financial Regulation, Branch License # 2472100. CalCon Mutual Mortgage LLC, dba OneTrust Home Loans is an Equal Housing Lender NMLS #46375, Licensed Mortgage Lender Regulated by Oregon Division of Financial Regulation, License # ML-5188; 3838 Camino del Rio N Suite 305, San Diego, CA 92108. Corporate phone (888) 488-3807. For more licensing information visit: https://onetrusthomeloans.com/licensing-information/. The advertised loan is a FHA 30-year Fixed Rate Loan with a 30-year fully amortizing term. The interest rate is 3.875% for 360 months. The disclosed APR is based on the payment of 1.5 discount points. For a $647,947 loan, there is a 4.561% APR with a monthly principal, interest, taxes, homeowners insurance, and mortgage insurance (PITIMI) payment of $3,794.99 for 360 months. Interest rate quoted assumes a purchase with 45-day lock pricing at 96.5% loan-to-value (LTV), a minimum FICO score of 760 on a primary residence. The actual interest rate, APR, and payment may vary based on the specific terms of the loan selected, verification of information, your credit history, the location and type of property, and other factors as determined by the Lender. Payments shown include estimated taxes ($384.94 per month), homeowners insurance ($100 per month), and mortgage insurance ($263.16 per month) actual payment obligations may be greater. This is an FHA program. Please call your local HUD office to verify or visit their website at http://portal.hud.gov/hudportal/HUD?src=/program_offices/housing. Not all applicants will qualify. Rates and terms are subject to change without notice. Other terms are available. The home loan application must be dated on or before May 1, 2025, and must fund with OneTrust Home Loans to receive the promotional rate. This offer cannot be combined with other promotions. Other restrictions may apply; please ask your Mortgage Loan Originator for more details. The promo is subject to change without notice.
Images are representative of the future home and not of the actual home under construction. Colors, home amenities, and elevations will vary.Contact us today with questions!
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